SECOND DIVISION September 28, 2007 No. 1-06-2949 SHELDON WERNIKOFF, Individually and on Behalf of a Class of Similarly Situated Individuals, Plaintiff-Appellant, v. HEALTH CARE SERVICE CORPORATION, a Mutual Legal Reserve Company d/b/a BlueCross BlueShield of Illinois, Defendant-Appellee. Appeal from the Circuit Court of Cook County No. 00 L 6856 Honorable David R. Donnersberger, Judge Presiding.